📋Assumptions📋

All your questions answered here.

Under construction, please come back later!

Two sets of actuarial assumptions are used in this calculator:

Human Mortality Database (HMD): For the following countries/regions: Australia, Austria, Belarus, Belgium, Bulgaria, Canada, Chile, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Iceland, Ireland, Israel, Italy , Japan, Latvia, Lithuania, Luxembourg, Netherlands, New Zealand, Norway, Poland, Portugal, South Korea, Russia, Scotland, Slovakia , Slovenia, Spain, Sweden, Switzerland, Taiwan, Ukraine, United Kingdom, United States
Worldofmeters: All other countries/regions

Investment returns are based on historical returns of the S&P 500 index from 1928 to present.

Download the data from here.

Two sources are used to create the above data:

Yahoo Finance: S&P 500 (^GSPC) Prices from 1927 to present
Longtermtrends: This website states that the data is from Robert Shiller's book "Irrational Exuberance".